Which tool do I need?
Pick the tool by where the file is going. QuickBooks Desktop needs a .qbo file. Quicken uses .qfx. Xero and QuickBooks Online read .ofx and CSV. Spreadsheets want CSV or Excel.
| You have | You need it in | Use |
|---|---|---|
| A Quicken download (.qfx) | QuickBooks | QFX to QBO |
| An old Quicken or Money export (.qif) | QuickBooks | QIF to QBO |
| A bank CSV export | QuickBooks | CSV to QBO |
| A bank CSV export | Xero or another app that reads OFX | CSV to OFX |
| A bank CSV export | Quicken | CSV to OFX, with "Convert to" set to QFX |
| An OFX, QFX or QBO file | Excel or Google Sheets | OFX to CSV |
| A PDF statement | Anything | PDF bank statement converter |
How do the tools work without uploading?
The conversion code is a small JavaScript file that your browser downloads with the page. When you choose a file, the page reads it, shows you the transactions it found, and builds the new file on your computer. Nothing is sent back to us.
Every tool reads every supported format, so you can also go from QIF to CSV or from QBO to Excel. Change the "Convert to" option on any tool page.
What the tools can't do
They can only move data that's already in the file. If a CSV has no payee column, the QBO won't have payees either. They don't categorize transactions, and they don't read PDFs or images. For PDF statements, the PDF converter reads the statement with AI and checks the result against the statement's balances.