StatementCheap

Convert Varo Bank statements to Excel, CSV and QuickBooks

Upload a Varo Bank PDF statement and get every transaction in a spreadsheet, checked against the statement's balances.

Drop PDF statements here

or choose files. Any bank, any country. Scanned PDFs work too.

5 free pages a day with a free account. No card.

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Updated · By the StatementCheap team

How to download your Varo Bank statement as a PDF

In the Varo app, tap "My Varo", then "Statements and documents", and choose the statement you need. Varo's help says the web version, at bank.varomoney.com, has the same "My Varo" tab for statements. Varo's savings agreement says electronic statements can be viewed and downloaded in the app. Tax forms such as the 1099-INT sit in the same place, under Tax Statements.

Tips for converting Varo Bank statements

Varo doesn't automatically send paper statements, so download them from the app or web. Varo's help pages don't say how many months of statements stay available, so save each month's PDF when it arrives. Varo Believe, the secured credit card, has its own monthly statement with a payment due date.

What you get

  • Excel with real dates and numbers you can sort, filter and total, plus a summary sheet.
  • QuickBooks: a .qbo Web Connect file or the 3-column CSV for bank uploads. See PDF to QBO.
  • Xero CSV, OFX/QFX for Quicken and other tools, or plain CSV.
  • A reconciliation check: opening balance + money in − money out = closing balance.

Converting a lot of statements every month? Plans start at $9/month for 500 pages.

Sources (checked ):

FAQ

Does Varo send paper bank statements?
No. Varo's bank account agreement says electronic statements are available in the app and you will not automatically receive paper statements. Varo's Electronic Communications Agreement says you can print a statement yourself or call 1-877-377-8276 during business hours to ask for a mailed paper copy.
Where do I find my Varo 1099 tax form?
Varo says tax forms are available in the app by the end of January each year. Go to "My Varo", then "Statements and documents", and look under Tax Statements. Varo issues a 1099-INT if you earned $10 or more in taxable interest or account-opening bonuses during the year.
How do I get my Varo transaction history?
Varo's account agreements say you have a right to a 60-day history of your account transactions by contacting Varo through the app. For longer periods, download each monthly statement. The same agreements ask you to report errors within 60 days of a statement becoming available.
Can I convert Varo Bank statements to Excel?
Yes. Upload the PDF statement from Varo Bank and download an Excel, CSV, QBO, Xero or OFX file. The first 5 pages every day are free.
Does it work with Varo Bank credit card and business statements?
Yes. Checking, savings, business and credit card statements all work. The AI reads the layout, so it doesn't depend on a template.
How do I know the conversion is right?
Each result is checked against the statement: opening balance plus money in minus money out must equal the closing balance, and running balances are checked row by row.
Are my statements stored?
No. Files are processed in memory and the rows go straight back to your browser. We keep only metadata like the page count for billing.